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Market Intelligence:
AI
Payments
All Research
Industry Data
  • Fintech
    Visa, Fiserv boost agentic AI; UK tackles cash, card regs

    The card network and bank technology seller partnered to expand AI protocols, while British payment companies face tougher fee disclosures but looser rules for contactless transactions. That and more in the American Banker global payments and fintech roundup.

    By John Adams
    Executive Editor, Payments
    December 24
    Orange doors with fiserv logo
  • Payment cards
    PNC adds tech from Extend to support virtual cards

    The bank is betting on demand from resource-challenged companies.

    By John Adams
    Executive Editor, Payments
    December 23
    PNC Bank - PNC Financial Services Group
  • Artificial intelligence
    Inside Klarna's agentic AI protocol

    The Swedish financial institution has developed an open standard that allows merchants' products to be catalogued and discovered by AI agents. It was designed to complement Stripe and OpenAI's Agentic Commerce Protocol.

    By Joey Pizzolato
    Reporter
    December 19
    Siemiatkowski-Sebastian-Klarna
  • Mobile wallets
    Visa, Mastercard make a global push for mobile wallets

    The card networks have entered a series of partnerships in Europe and Asia amid signs of growing demand and Apple's waning control over the underlying technology.

    By John Adams
    Executive Editor, Payments
    December 19
    chart visualization
  • Digital payments
    Consumer behavior is shifting; can banks keep up?

    As shoppers embrace new forms of AI, crypto and alternative financing, payment experts say financial institutions will need to reassess traditional payment products.

    By Cheryl Winokur Munk
    December 12
    chart visualization
  • Payment cards
    Revolut takes a swing at travel giants with new premium card

    Called Titan, it adds perks and high-end offers to lure corporate clients. Payment experts say it faces challenges in battling incumbents such as American Express.

    By John Adams
    Executive Editor, Payments
    December 11
    Nikolay Storonsky, chief executive officer of Revolut
  • Cross border payments
    Mastercard, Visa bolster cross-border pay; Worldline sheds more units

    The card networks entered separate partnerships to tap the remittance market, while the French payment company continued its turnaround strategy following regulatory and economic challenges.

    By John Adams and Joey Pizzolato
    December 10
    Visa and Mastercard acceptance sticker
  • Small business lending
    As NMI enters embedded lending, it faces a crowded market

    PayPal and other fintechs already offer small business loans based on future payment flows, creating a competitive market.

    By John Adams
    Executive Editor, Payments
    December 9
    plumberBL
  • Stablecoin
    The heavy tech lift behind stablecoin banking

    At a UCLA economic panel, experts from Zions, JPMorgan, Berkeley Research Group and Wave Digital Assets discussed the challenges in data management and compliance risk that goes with adopting digital assets.

    By John Adams
    Executive Editor, Payments
    December 5
    visualization
  • Stablecoin
    Market Intelligence In the stablecoin era, what counts as a 'dollar' is getting complicated

    What is a dollar? Noelle Acheson highlights how stablecoins are underlining the ways in which the absence of an official definition can have geopolitical and macroeconomic consequences.

    By Noelle Acheson
    Author, Crypto is Macro Now newsletter
    December 4
    Dollars-Money-Bloomberg
  • 2025 Disruptors in Payments
    Payment fintechs pump the gas for an on-chain world

    Circle's Dante Disparte and Block's Owen Jennings discuss how blockchain, crypto and AI can combine to open new lanes for international commerce. Payment experts say banks need to play catch up.

    By John Adams
    Executive Editor, Payments
    December 4
    DisparteBL1203
  • 2025 Disruptors in Payments
    How Alex Chriss has changed PayPal's 'focus'

    The CEO spoke with American Banker about the company's plans for AI, blockchain, taking its digital wallet global and making PayPal and Venmo work together for the first time.

    By John Adams
    Executive Editor, Payments
    December 2
    Chriss-Alex-PayPal-BL
  • Biometrics
    How Ant International's 'eyeball pay' could jolt biometrics

    The technology company recently announced iris authentication in smart glasses, bringing new attention to a nascent high-tech payment option that has also attracted Mastercard and Bank of America.

    By Cheryl Winokur Munk
    November 28
    chart visualization
  • Cross border payments
    Klarna's crypto and shopping moves; EMV for agentic payments

    The Swedish financial technology firm issued its first stablecoin and signed a gift card distribution deal with BlackRock. Also, EMVCo is examining AI's impact on processing and more in the American Banker global payments and fintech roundup.

    By John Adams
    Executive Editor, Payments
    November 26
    Siemiatkowski-Sebastian-Klarna
  • Cryptocurrency
    Citi is laying plans for crypto supremacy

    The New York bank already offers tokenized deposits, which allows global clients to move money around the world instantly, and it's building a crypto custody platform.

    Penny Crosman Cropped
    By Penny Crosman
    Executive Editor, Technology at Arizent
    November 24
    Jane Fraser, CEO, Citi
  • ATMs
    Diebold Nixdorf bets on branch revamps to boost ATMs

    As banks change layouts to focus more on customer experience, the ATM company is leaning into AI-powered management and simplified technology sales to keep self-service kiosks relevant.

    By John Adams
    Executive Editor, Payments
    November 24
    MyersJoe-DieboldNixdorf
  • Payment processing
    Banks face challenges ahead of Saturday's ISO 20022 deadline

    The migration to the standard and its more robust data is underway, but experts say the desired reduction in payment errors will come slowly.

    By Cheryl Winokur Munk
    November 20
    chart visualization
  • Payment fees
    Visa, Mastercard take another crack at a fee settlement

    Following a judge's rejection of a 2024 settlement with merchants, the card networks are offering a slightly higher interchange reduction and easing card acceptance rules. It's the latest attempt to end a legal fight that's two decades old.

    By John Adams
    Executive Editor, Payments
    November 10
    Visa and Mastercard
  • KeyCorp
    What KeyBank's new embedded banking boss has planned

    Eric Girard, who became the bank's head of embedded banking and co-head of commercial product in October, is aiming to make the technology more accessible.

    By John Adams
    Executive Editor, Payments
    November 7
    EricGirardKey
  • Global Payments
    Standard Chartered CEO cheers blockchain; payment firms scale stablecoins

    As Standard Chartered boss Bill Winters says cash will soon fully give way to digital currency, Western Union, Worldline, Coinbase and Ripple entered separate collaborations to bring digital assets to wider audiences. That and more in the American Banker global payments and fintech roundup.

    By John Adams and Joey Pizzolato
    November 5
    StandardChateredWintersBL
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23RD ANNUAL THE MOST POWERFUL WOMEN IN BANKING

Meet The Most Powerful Women in Banking 2025, our annual ranking of the executives at the pinnacle of the industry.

ABM1025_Cover.jpg

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© 2026 Arizent. All rights reserved.
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© 2026 Arizent. All rights reserved.