Bankers, investors and analysts stop short of declaring a bubble. But the fintech startup and investor fields are getting crowded, and there's bound to be a culling of the herd.

The deadline for EMV migration in this country is this Thursday. Here's what will and won't happen on that day, and what challenges lie ahead for banks and their customers.

Traditionally, credit union CEOs come to the position after having served as CFO or COO and may only have had a passing glance at the IT department, but as technology has become integral to nearly every aspect of running a credit union, CEOs with technology backgrounds are becoming more common. One such is Jim Morrell, CEO of Peninsula Community FCU.

When Samsung Pay launched in the U.S. on Monday, it did so on schedule but with less issuer support than had been expected, with only Bank of America, Citi, American Express and U.S. Bank announced as participants.

Indra Financial Services has begun offering an IBM Watson-powered automatic expertise tool to its leading bank clients’ operations and sales teams.

The EMV chip card-enabled PayPal Here will be available in the U.S. on Sept. 30.

Online food ordering platform Hungryhouse has expanded its payment offerings to include PayPal, Apple Pay and American Express.

The U.S. might be ahead of the rest of the world in some areas of security, but when it comes to protecting against credit card fraud, we’re way behind.

As Uber-like business models perpetuate, bringing more contractors into a world where their job functions are handled primarily through a mobile app, there are still some pain points for which plastic is well suited.

The collaboration between financial institutions and technology firms runs deep, but banks' recent criticism of lax regulatory oversight for nonbanks reveals fissures.

Many different data security technologies exist, but the payments industry “does not have what it needs for a global standard,” said Marianne Crowe, vice president of the Federal Reserve Bank of Boston.

South Korean purchases via Samsung Pay have topped the equivalent of $30 million U.S. as of Sept. 20, according to the first figures released by Samsung.

Silicon Valley Bank and MasterCard are accepting applications for the fourth installment of their startup accelerator program Commerce.Innovated.

Verifone has entered an agreement to use Barclays' Pingit mobile payment app as part of Verifone's PAYware Ocius mobile gateway. Initially, this deal will support only e-commerce sites but Barclays said the pair may bring the technology to the physical point of sale in a later phase.

Competition is heating up among mobile wallet makers, but not everyone is racing toward the same goal. Many are starting to look past Near Field Communication-based contactless payments, championing newer technologies as well as reviving older business models.

Canadian credit union cooperative Desjardins Group is offering mobile credit and debit card readers for small businesses.

The payments industry's next big challenge may be to get out of its own way and allow innovation to unfold in an open and collaborative manner.

The Faster Payments System in the U.K. and the New Payments Platform in Australia serve as excellent models to emulate, but it is not likely that the U.S. can create similar systems.

Once placed inside of payment cards, computer chips can catalyze uses well beyond merchant security, argues MasterCard's Carlos Cornejo, who adds the card network plans to expand card utility through the mix of chips and tablets.

DD4BC, a group that threatens to knock out corporate websites unless it is paid off in bitcoins, has expanded its denial-of-service attacks on banks.