To understand the future of credit-based transactions, credit unions need only look to the staples of American culture: coffee and donuts.

The Consumer Financial Protection Bureau issued a warning to consumers about the danger of digital currencies, sparking questions about whether the agency could soon seek to write new rules in that area.

Two Palladium Group luxury hotels in Ibiza are now offering vacationers the option to use radio frequency identification-enabled wristbands for payments through PayPal.

Western Union has expanded it collaboration with MTN Group to provide mobile money transfers in the Ivory Coast.

Payveris is creating a new merchants solutions unit to connect banks, credit unions, consumers and merchants within the digital payments process.

Online cash payment provider Ukash is partnering with Numny, an electronic payment provider, to expand options for consumers in Saudi Arabia.

The Consumer Financial Protection Bureau weighed into the debate about the future of digital currencies like Bitcoin, issuing a warning Aug. 11 that they pose significant risks to consumers.

Square Appointments, the company's latest fee-based product, is the first in its lineup that can be used by merchants who do not also use Square to accept payments.

When Westpac New Zealand recently took its Google Glass app on a road show to branches up and down the country, customer reactions took the bankers by surprise.

First Data and LocalVox are joining forces to provide a marketing technology platform for small and medium-sized businesses.

Mobile point of sale providers claim to serve the merchants that are too small for card acceptance: the gardeners, the babysitters, the flea market sellers. But this image is quickly fading as vendors pursue larger merchants, causing the upstart mPOS players to increasingly resemble the incumbents.

As Powa begins integrating its new point of sale system with vendor partners, the company expects its experience with EMV-chip acceptance to be a selling point.

As consumers warm to the idea of using their phones to make payments and manage accounts, they are flocking to merchant apps to do so. Instead of using one unified wallet, a shopper's phone may be stuffed with any of these payment-capable programs.

BOSTON — The significant amount of time that consumers spend using mobile applications demands that financial institutions develop new marketing techniques, according to research company Aite Group.

Wearable computing is suddenly in style. Only a few banks and payment companies offer wristbands, smartwatch apps or Google Glass technology, but those that do are getting valuable feedback from consumers.

Fair Isaac Co. revealed Thursday that its revamped credit score model will not weigh medical debt as heavily as previous versions, a key change given that medical debt accounts for nearly half of all unpaid collections on consumers' credit reports.

Virtual Piggy's Oink, a payment platform for teens, will become a payment option for users of Smilegate, a Korean gaming company.

Square is the latest technology company to launch a "bug bounty" program, which rewards volunteer hackers for finding security flaws and bringing them to Square's attention.

LAS VEGAS — Without specifically being the conference theme, technology and the role it will play at CUs was a major component of the National Association of Federal Credit Unions recent annual convention here.

Gemalto NV, a developer of software and chips that make transactions more secure, agreed to buy data-protection company SafeNet Inc. for $890 million in cash to bolster its offerings against threats such as hacking.