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Market Intelligence:
AI
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Industry Data
  • Fintech
    The banking crisis made tech startups rethink what they want in a bank

    Silicon Valley Bank served about half of all startups. As fintechs seek out new bank relationships, here are some of the things they are looking for. 

    Penny Crosman Cropped
    By Penny Crosman
    Executive Editor, Technology at Arizent
    April 4
    Silicon Valley Bank
  • Credit unions
    Three years later: Masks in branches, once outlawed, are here to stay

    On the anniversary of the Center for Disease Control's mask guidance, banks and credit unions are striking a balance between health and branch security.

    By Ken McCarthy and Jim Dobbs
    April 4
    Shoppers wearing masks in public
  • Auto lending
    Why Santander's subprime auto lender is expanding to customers with higher credit scores

    The Spanish banking giant is doubling down on its U.S. operations, unlike other foreign-owned banks that have abandoned efforts to reach American consumers. It's doing so partly by better integrating its large auto lending business with its retail bank.

    By Polo Rocha
    Staff Writer
    April 3
    Santander CEO Tim Wennes
  • Tax preparation
    Fintechs are embedding tax prep help in their apps. Banks may be next.

    Challenger banks MoneyLion, Acorns and Moves are partnering with "taxtech" companies to extend free or low-cost filing help to customers.

    By Miriam Cross
    Tech Reporter
    April 3
    Left to right: Daniel Marcous, co-founder and chief technology officer of April. Ben Borodach, co-founder and CEO of April. Michael Bock, co-founder and chief technology officer of Column Tax. Gavin Nachbar, co-founder and CEO of Column Tax.
  • Politics and policy
    CFPB issues policy statement redefining what constitutes 'abusive'

    The Consumer Financial Protection Bureau issued a broad policy statement on what constitutes an "abusive" act or practice. Industry has long sought to narrow the definition.

    berry-kate126x126.jpg
    By Kate Berry
    Reporter
    April 3
    Rohit Chopra
  • M&A
    Silicon Valley Bank pledged $11 billion in community benefits. Now what?

    Two years ago, the parent company of Silicon Valley Bank promised $11.2 billion in community development support. Activists want First Citizens, which acquired much of the failed bank, to fulfill the commitment.

    By Allissa Kline
    Reporter
    April 2
    FIRST-CITIZENS-SIGN-BLOOMBERG-032323
  • Industry News
    Merrill keeps retiring private wealth head on board after leader Sieg jumps to Citigroup

    Plaus had planned to leave the bank after March 31. But Merrill head Andy Sieg's sudden departure for Citigroup triggered an executive shuffle.

    By Victoria Zhuang
    Reporter
    April 1
  • Accounting
    Banks may be using accounting maneuvers to avoid reporting losses

    Banks have been reclassifying their losses to avoid taking steep write-downs that could be helping them stay in business.

    michael-cohn-2025.jpg
    By Michael Cohn
    Editor-in-chief, AccountingToday.com
    March 31
    silicon-valley-bank-hq.jpg
  • Wealth management
    This bank hired a hotel consultant to attract wealthy clients

    Peapack-Gladstone Financial CEO Doug Kennedy is betting that giving his workforce the same hospitality training hotel employees receive will lead to better customer service and a healthier bottom line.

    John Reosti Author Image
    By John Reosti
    Reporter
    March 31
    Doug Kennedy and Doug Kennedy
  • Payments
    Can real-time payments reach smaller countries?

    The quest to make instant settlement ubiquitous in all countries requires scale and connectivity, creating opportunities for intermediaries that can handle the last mile.

    By John Adams
    Executive Editor, Payments
    March 31
    Elizabeth Rossiello, AZA
  • Credit unions
    The polarizing question of credit unions buying banks

    Since 2011, and in ever-growing volume, credit unions have been buying community banks. Some see it as the free market at work while bankers say this is another example of credit unions' unfair advantage.

    Ken McCarthy Author Image
    By Ken McCarthy
    Reporter
    March 31
    Polarizing-Cover-Final-Web.jpg
  • Industry News
    Andy Sieg out at Merrill, returns to Citi

    In a sudden shift, Merrill's leader of the past six years is heading back to rival Citi, where he will be head of global wealth and drive its expansion.

    By Victoria Zhuang
    Reporter
    March 30
    Merrill Lynch head Andy Sieg SIFMA
  • Regulation and compliance
    CFPB finalizes data-reporting rule for small-business lenders

    The regulation — mandated more than a decade ago to combat discrimination — will make lenders provide data on approvals and denials of small-business loan applications, the cost of credit and demographics of borrowers.

    berry-kate126x126.jpg
    By Kate Berry
    Reporter
    March 30
    AB-CHOPRA-ROHIT-042122
  • Regulation and compliance
    Wells Fargo fined $98 million for helping foreign bank skirt sanctions

    The Federal Reserve and Treasury Department fined the San Francisco-based bank for allegedly helping a foreign bank skirt sanctions on more than half a billion in transactions between 2010 and 2015.

    Kyle Campbell, Washington bureau, American Banker
    By Kyle Campbell
    Staff writer
    March 30
    Wells Fargo signage is displayed on the exterior of a bank branch in Dallas.
  • Apps
    Gen Z financial app provider turns its sights on banks

    Greenlight, developer of a digital banking app for kids and parents, launched a B2B product for financial institutions. Morgan Stanley and WaFd Bank are early partners.

    By Miriam Cross
    Tech Reporter
    March 30
    Children looking at the Greenlight app and debit card
  • Payments
    Inside Big Boy's use of cloud payments

    Like bank and credit union branches, sit-down restaurants face rapid changes in consumer preferences, requiring a quick pivot to a growing range of digital service and checkout options.

    By John Adams
    Executive Editor, Payments
    March 30
    BigBoy
  • Payments
    Why Apple Pay Later is different from other buy now/pay later loans

    By integrating its new installment product with its widely popular mobile wallet, Apple is more likely to capitalize on spending data than to focus on creating a large loan portfolio.

    By Kate Fitzgerald
    Senior Editor, Payments
    March 29
    Apple Pay
  • College planning
    Is tech the 'front end gateway' to nab college students as customers?

    Financial institutions have a checkered history with students. A credit union and bank point to the benefits of their new products.

    By Miriam Cross
    Tech Reporter
    March 29
    Students on a college campus
  • BankThink From teller to CEO, everyone needs to know how to tell a bank's story

    The more employees who can confidently tell their bank's story, the better positioned a bank will be to build relationships and earn business.

    March 29
    Dave Martin
    Dave Martin
  • Credit unions
    One credit union's experiment with a four-day workweek

    Oregon Community Credit Union is piloting a new schedule to address rising absenteeism and concerns about stress among its call center staff.

    By Frank Gargano
    Data Reporter
    March 29
    OCCU HQ.jpg
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23RD ANNUAL THE MOST POWERFUL WOMEN IN BANKING

Meet The Most Powerful Women in Banking 2025, our annual ranking of the executives at the pinnacle of the industry.

ABM1025_Cover.jpg

Download the American Banker app

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© 2026 Arizent. All rights reserved.
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© 2026 Arizent. All rights reserved.