Policy & Regulation

Fed economists are suggesting a new mortgage product that would allow home buyers to build equity faster and give banks incentive to profitably hold the loans in portfolio.

Few lawmakers have stated positions on fintech applications for industrial loan company charters. It may not stay that way.

The changes are aimed at aligning requirements with a new Consumer Financial Protection Bureau rule under the Home Mortgage Disclosure Act.

Brad Conner, the incoming chairman of the Consumer Bankers Association, says the government's record as a direct student lender leaves much to be desired.

Parents of IBs are exempt from bank holding company supervision by the central bank, but that is a strength, not a weakness.

American Banker's newly appointed editor-in-chief, Rob Blackwell, shares his take on the prospects for financial regulation reform this fall.

CU in Vancouver announces distribution via redemption, dividend on shares.

If you thought the process for health care reform was rough, just wait until tax reform gets going, said NAFCU's Dan Berger.

The Terrorism Risk Insurance Act was created after 9/11 to serve as a crucial federal backstop for commercial real estate insurers, but an analysis of alternatives to fund the program reveals the continued challenges of measuring and predicting terror risk.

Square became the third fintech firm in recent months to seek out a bank charter. Others are likely to follow.