Digital banking
Digital banking
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Automated teller machines have come a long way since Barclays rolled out the world’s first ATM at a branch in north London 50 years ago. Here’s a look at some of the milestone moments and key innovations in ATM technology over the past five decades.
May 26 -
Readers weigh in on a proposal for encouraging small bank installment loans, a firm that uses AI to reduce false alarms, what security improvements are needed for sharing customer data, and more.
May 26 -
Banks in the U.S. should get ahead of potential open banking regulation by building application programming interfaces now. A preemptive strategy will give banks more flexibility.
May 25 -
Europe is debating whether to ban screen scraping, a practice that fintechs count on as a last resort. Innovation is at stake.
May 24 -
Andy Maguire faces a challenge: tasked with upgrading HSBC's digital-banking systems, he has discovered that customers are twice as likely to trust a robot for heart surgery than for picking a savings account.
May 24 -
Regulatory restrictions on market entry can shield banks for only so long from problems like those faced by traditional retailers. But financial institutions can take these steps to stay competitive in the ever-digital world.
May 24 -
Automated teller machines have come a long way since Barclays rolled out the world's first ATM at a branch in north London 50 years ago. Here's a look at some of the milestone moments and key innovations in ATM technology over the past five decades.
May 23 -
Long Game uses behavioral economics and the mass popularity of lottery games to redirect lottery spending toward savings.
May 23 -
Better information security will remain the foundation of success as the financial services industry moves quickly to engage new business models.
May 23 -
Users want more control over their data and more seamless integration with their financial tools. Banks and credit unions cannot wait for a regulation like PSD2 to move forward.
May 22 -
Readers opine on legacy core systems, the negative messaging around the Troubled Asset Relief Program, Jamie Dimon defending his Trump ties, and more.
May 19 -
It is not startups but rather Silicon Valley’s biggest names that are best-positioned to compete with banks in the blockchain race.
May 18 -
Along with asset and membership milestones, the credit union celebrated its 100th anniversary in 2016.
May 16 -
Banks have resisted the need to switch their core systems, but how long can a financial institution continue to operate on a foundation of dust?
May 16 -
The Silicon Valley lender that caters to affluent millennials has ambitions to become a one-stop shopping destination for financial services.
May 16 -
Compliance flexibility, state law harmonization and funding transparency requirements are among the regulatory steps that can encourage continued innovation.
May 12 -
Readers sound off on the use of AI in underwriting, the reasons for the failure of a Milwaukee bank, U.S. banks’ progress in adopting APIs, and more.
May 12 -
Executives at the embattled bank made clear Thursday that they are not discarding its long-standing strategy of selling additional products to existing customers.
May 11 -
Self Lender and Wela, two fintech startups, are making their marks on the savings app space by providing incentives to users to manage their money wisely.
May 11 -
Financial institutions should begin to treat data not just as a means to implementing a business model, but as an integral and valuable part of the business model.
May 11






















