Capital

First Financial in Ohio is buying MainSource in Indiana — with a twist. MainSource's leader will become CEO.

The company agreed to buy MainSource Financial in Indiana for $1 billion, creating a Midwestern bank that will have more than 200 branches and $13 billion in assets.

The New Jersey bank is looking to raise offensive capital just months after its deal to be sold to Investors Bancorp was terminated. Investors was tripped up by regulatory concerns tied to Bank Secrecy Act and anti-money-laundering compliance.

Delmar will buy Liberty Bell Bank in New Jersey, which had survived a debilitating six-year battle for control with a former CEO. Liberty Bell also suffered from corporate theft and a check-kiting scandal.

The $482 million deal would be Associated's first bank acquisition since June 2007.

The company will add two branches between Denver and Colorado Springs by buying the deposit-rich Castle Rock Bank.

First Home Bank raised nearly 20% more than it sought from investors, providing proof that Florida — especially the Tampa Bay area — is a hotbed of activity.

The company will gain more than $500 million in assets after buying Eastman National and Cache Holdings.

Several RBB Bancorp executives and directors, including CEO Alan Thian, will also sell a significant number of shares when the Los Angeles company goes public.

As NCUA continues work on creating another avenue for building capital, credit unions need to bone up on what the different terms mean and the potential impact.