Checking

Landmark Bancorp in Manhattan, Kan., could lose more than $5 million — more than it earned in the first half of the year — if a recently discovered overdraft situation cannot be resolved.

Readers weigh in on a proposal to ease the leverage ratio, how post-crisis regulations have influenced lending, a CFPB overdraft fee study, and more.

The CFPB released four sample disclosure forms for opting in to overdraft programs that it said would make it easier for consumers to evaluate the costs and risks of such coverage.

The CFPB released four sample disclosure forms for opting in to overdraft programs that it said would make it easier for consumers to evaluate the costs and risks of such coverage.

Clinical research sites have concluded that the payments to trial participants are so labor-intensive that the process can become a detriment to their medical studies.

The U.S. trucking industry has benefited from key improvements in fuel-payments technology, with streamlined mobile apps from the likes of WEX and Comdata steadily replacing clunky, older paper-and-plastic fleet card programs for buying fuel, services and lodging on the road.

Check imaging reduces the need to handle paper, reduces clearing time and paves the way for mobile deposit and remote capture. However, this new functionality also means financial institutions take on greater risk from electronic acceptance, images in the cloud, and significantly reduced float times.

Why a simple conversation about ordering checks should have led to a loan...but didn't.

Business still use lots of checks for payments. That may have worked in the past, but it likely won't work in an increasingly digital future.

Rent is one of the few payment types where automation has made very little headway, still relying heavily on mailed checks that the landlord deposits in person at a bank. One strategy to change that is to borrow a concept from the gig economy, in which the payment rides along with other services.