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Market Intelligence:
AI
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  • CUJ content
    New Website Features Lease Deals From Across The Nation

    CINCINNATI -- Another sign that consumer interest in leasing is picking up, a new website has been launched that features dealer lease offers across the country.

    By Ray Birch
    December 24
  • Payments
    In Target Breach, Decoupled Debit Adds Unexpected Protection

    Decoupled debit cards, which draw funds from an account at a separate issuer, are typically framed as a low-cost alternative to cards issued by credit unions and banks.

    heun-dave-blog.jpg
    By David Heun
    Associate Editor
    December 24
  • Payments
    CU Leverages High-Tech ATM To Get Holiday Cash To Members With Canceled Cards

    OMAHA, Neb. -- Family Focus FCU is helping members whose debit cards have been blocked due to the Target breach still receive 24/7 access to their money.

    By Ray Birch
    December 24
  • CUJ content
    Mid-Michigan CUs Lose Power Due To Ice Storm

    LANSING, Mich. -- Credit unions throughout Michigan today are dealing with power outages due to downed electrical lines as the result of a massive ice storm that rolled through the region on Saturday night.

    Aaron Passman is editor of Credit Union Journal
    By Aaron Passman
    Editor
    December 23
  • Compliance
    CFPB, DOJ Using Force to Change Auto Lending Industry

    WASHINGTON -- By assessing nearly $100 million in fines and restitution against Ally Financial on Friday, regulators sent a warning shot to all indirect auto lenders that they will be severely penalized if partnering dealerships charge higher interest rates or fees to minorities.

    Rachel Witkowski 092524
    By Rachel Witkowski
    Tech reporter
    December 23
  • Compliance
    CFPB Guidance Could Encourage Lawsuits Against Lenders

    WASHINGTON -- A recent advisory from the Consumer Financial Protection Bureau continues to muddy the waters for credit unions trying to decipher seemingly conflicting messages from the bureau regarding its Qualified Mortgage (QM) rule that goes into effect in January.

    December 23
  • Performance reports
    Ascend FCU Brightens Members' Holiday Season With $5M Bonus Dividend

    TULLAHOMA, Tenn. -- Ascend FCU has made its members holiday season a little brighter with a $5-million bonus dividend.

    Aaron Passman is editor of Credit Union Journal
    By Aaron Passman
    Editor
    December 23
  • Payments
    Texas CUs Reacting To Target Breach

    WICHITA FALLS, Texas -- Wichita Falls Teachers FCU has identified 400 members affected by the massive Target breach and was working hard Friday to reach them.

    By Ray Birch
    December 23
  • Payments
    CU Trades Asking For Greater Retailer Data Security

    ARLINGTON, Va. -- As more details about the massive Target data breach trickle in, NAFCU and CUNA are taking aim at retailers to help prevent another large theft of consumer data.

    By Ray Birch
    December 23
  • Performance reports
    DECU Announces 60% Year-End Giveback

    MIDLAND, Mich. — Dow Chemical Employees' CU is giving back $11 million in member rebates this year, a record for the credit union.

    By Ray Birch
    December 23
  • CUJ content
    Community Photos: December 23, 2013

    A selection of images featuring credit unions' efforts in their communities.

    December 22
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  • Payments
    CU Blocks Hundreds Of Debit Cards Due To Target Breach

    IDAHO FALLS, Idaho -- East Idaho Credit Union has shut down hundreds of its members' debit cards due to the Target breach

    By Ray Birch
    December 20
  • CUJ content
    New Joint Carolinas League Reintroduces Itself Via The Web

    COLUMBIA, S.C. RALEIGH, N.C. -- With the new Carolinas Credit Union League set to begin operations early next year, the new joint league between North and South Carolina has taken steps to introduce itself on the web.

    Aaron Passman is editor of Credit Union Journal
    By Aaron Passman
    Editor
    December 20
  • Payments
    Credit And Debit Grab Even Greater Noncash Payments Share

    WASHINGTON -- Credit and debit cards now account for more than two-thirds of all noncash payments, according to the just-released 2013 Federal Reserve Payments Study.

    By Ray Birch
    December 20
  • CUJ content
    Hanscom FCU Issues Loyalty Dividend

    HANSCOM AFB, Mass. -- Hanscom FCU is rewarding its members' loyalty with a 1% bonus on dividends earned and most consumer loan finance charges paid in 2013.

    freeman-lisa-2016-250.jpg
    By Lisa Freeman
    Former Editor in Chief
    December 20
  • CUJ content
    UFCU Lightens Staff Workload Via Concierge Services

    ST. JOSEPH, Mich. -- United FCU is removing daily stress from employee's lives, giving them access to new concierge services.

    By Ray Birch
    December 20
  • Payments
    Target Data Breach Has Become a Card Data Fire Sale

    Retail giant Target confirmed Thursday morning that the credit and debit card data of 40 million of its shoppers has been compromised. The company says the problem has been identified and resolved.

    Penny Crosman Cropped
    By Penny Crosman
    Executive Editor, Technology at Arizent
    December 20
  • CUJ content
    A Look Back At What CU Journal Readers Had To Say On Hot Topics In 2013

    A Look Back At What CU Journal Readers Had To Say On Hot Topics In 2013

    December 20
  • CUJ content
    St. Helens Still Battling Suit Over Board Recall

    ST. HELENS, Ore. -- After about a year of wrangling with members over a potential merger and the makeup of the credit union's board, St. Helens Community FCU is still battling a lawsuit that claims the CU rigged a 2012 director recall vote.

    December 20
  • Branch network
    Financial Partners' 'Smart Branch' Working Well

    DOWNEY, Calif. -- Financial Partners Credit Union says its "smart" branch in nearby Orange, Calif., is working so well, it plans to open two more just like it.

    By Michael Bartlett
    December 20
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23RD ANNUAL THE MOST POWERFUL WOMEN IN BANKING

Meet The Most Powerful Women in Banking 2025, our annual ranking of the executives at the pinnacle of the industry.

ABM1025_Cover.jpg

Download the American Banker app

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© 2026 Arizent. All rights reserved.
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© 2026 Arizent. All rights reserved.