Regulation and compliance
Regulation
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Discover is working to help Black-owned businesses and other merchants maintain foot traffic — safely — through the use of the card network's payments technology and its marketing heft.
September 3 -
The agency’s plan to extend the "qualified mortgage" stamp of approval to more loans could help lenders that rely on alternative data and cushion the blow of other QM changes for Fannie Mae and Freddie Mac.
September 2 -
A three-stage plan combining data analysis, public disclosure and market-based regulatory intervention would better align financial services with what consumers really need.
September 2 -
The OCC’s efforts to bring the technology into the financial mainstream could help people in underserved communities execute payments more securely.
September 2 -
Backers of lawsuits challenging federal charter and interest rate policies for nonbanks say states are sticking up for consumer protection. Others say the legal quagmire could slow efforts to improve the regulatory framework.
September 1 -
The division asked for public feedback as it weighs changes "to reflect emerging trends in the banking and financial services sector."
September 1 -
More than $1 billion in coronavirus relief went to small businesses that received multiple loans and a congressional subcommittee analyzing the Paycheck Protection Program says it has seen evidence of fraud in thousands more loans.
September 1 -
The California plan to create a new, tougher state regulatory agency is at the finish line after lawmakers agreed to key exemptions for banks while maintaining strong enforcement measures for payday lenders and other firms.
August 31 -
Industry groups are also pushing the federal regulator to improve how off-site examinations are conducted.
August 31 -
The agreement between Colorado authorities, marketplace lenders and banks offers a way to structure partnerships without triggering the wrath of state regulators.
August 31 -
After dropping for the past two years, reputation scores are once again rising, thanks largely to the goodwill banks have earned by helping customers and employees weather the coronavirus outbreak.
August 30 -
The legislation, which would apply to both banks and nonbanks, would give borrowers the right to sue for damages when servicing violations occur.
August 28 -
All parts of the payments industry can preserve cash, but mandates may be necessary, says Moorwand's Luc Geuriane.
August 28 -
Close collaboration between leading payment innovators and regulators could help regulators better understand the direction the industry is headed, says Arkose Labs' Vanita Pandey.
August 28 -
With consumers and merchants alike sharing the need to be paid faster, the case for adopting real-time payments globally has quickly advanced during the COVID-19 pandemic.
August 28 -
New analysis from S&P found that only two of the of the top 20 credit unions that participated in the Paycheck Protection Program loans had assets of less than $1 billion.
August 27 -
Political donations from the sector and interviews with industry experts highlight a wide range of views on affordable housing resources, the appropriate level of regulatory relief and how policymakers should enforce fair housing rules.
August 27 -
A commitment to consumer financial protection goes hand in hand with the regulator's safety and soundness mission.
August 27 -
Institutions serving colleges and universities traditionally see membership surge in the fall, but are now planning for a decline as classes move online.
August 27 -
The e-commerce leader’s return to the drawing board alleviates immediate concerns about its banking plans. But the company intends to reapply, and it will be harder for the industry to persuade policymakers to block industrial loan companies more broadly.
August 26





















