The holiday shopping season may be over, but that doesn’t mean that consumers will stop using their credit or debit cards in 2016.

Square has long enjoyed the first-mover advantage that came with democratizing payment acceptance. But as the payments industry advanced and Square's own needs became more complex, the company is more challenged than ever to stay relevant, even to the merchants who accept credit cards only because Square made it easy.

It's hard to come by hard data on consumers actually using mobile wallets to pay in stores, but these consumers do exist.

If dead men tell no tales, that makes identity theft of deceased account holders all the harder for card issuers to combat, particularly when the perpetrators are bank insiders.

Moscow-based startup Cardberry is planning to launch an app and device to streamline discount and loyalty cards.

Samsung plans to expand its Samsung Pay service to more phones in 2016, including its lower-priced models.

New technologies are allowing us to reimagine the entire customer payment experience.

The pimples and beauty marks of the mega-retailers’ CurrentC mobile wallet are on display for all to see during the app's ongoing beta test prior to its planned rollout next year.

The lowest-hanging fruit for payments efficiency is governments, which handle huge volumes of payments and generally lag private corporate payments in implementing automated processing.

The popularity of data analytics has been building for a few years now, but expect more banks to look for ways to mine their data storehouses in 2016.

Most c-level executives would rather endure a root canal than go through a core conversion at their credit union, so Credit Union Journal asked experts to share steps credit unions can take to make the process less painful.

A London-based startup aims to allow consumers to use Bitcoin as a form of payment – even with merchants that haven’t started using the digital currency.

UAE Banks Federation (UBF), an association of 49 banks in the United Arab Emirates, this month said in it will move ahead with plans to develop a mobile wallet accessible to its members in 2016.

A trip to London reveals how far ahead British and other European regulators are in streamlining the licensing process for payments providers and other fintech firms.

As the Federal Reserve continues its push to establish faster payments in the U.S., other organizations are developing the pieces it needs to assemble a working system.

Despite increased investment and development in the consumer payments space around mag stripe, EMV and contactless payments solutions, there is still a huge concern when it comes to data theft.

2015 was the year EMV began taking hold at the point of sale, with effects that rippled through nearly all other payment channels. Here's a look at how the payments industry is adapting to the changes brought on by EMV-chip cards.

Though Apple grabbed the early worm in mobile payments, combining an intuitive mobile system for consumers with the buy-in of major financial institutions and merchants, the first-mover advantage never seemed to materialize.

Next year, look for banks to finally start putting mission-critical applications on public cloud services, with Capital One leading the way.

Suffolk Bancorp in Riverhead, N.Y., has hired Fiserv as core processor and it plans to record a $1.4 million charge to cover the vendor switch.