Bank technology

The Structured Finance Industry Group and Chamber of Digital Commerce will explore ways distributed ledger technology might speed transaction processing and improve transparency.

Firms including Betterment, Coinbase and TransferWise have told customers that despite a bug affecting the content delivery network Cloudflare, their data is safe.

Banks are partnering with tech companies to win back some of the small-business customers that the industry lost to fintechs.

American Banker readers share their views on the most pressing banking topics of the week. Comments are excerpted from reader response sections of AmericanBanker.com articles and our social media platforms.

A core processing startup gets $16 million and a U.K. challenger bank raises $27.6 million.

Screen scraping has plenty of critics, but the alternatives, OAuth and APIs, have their share of detractors, too.

Although much of banking is cautiously optimistic about the Trump presidency, the financial firms and organizations that serve the unbanked see the election as a mixed bag at best so far.

The temptation for banks these days is to digitize as much as possible, but that generally results in spending a lot and doing nothing really well. Picking one of these three business models can help banks choose technology best suited to add value and thus get the most bang for their buck.

The way we buy today is already different than just a few years ago. In a decade, it will be totally transformed. Here is what every company must do to stay relevant and competitive in the coming decade of unprecedented disruption.

The human voice changes more quickly than you’d think, and this has to be taken into account by voice-recognition systems.

First half: Brett King says the OCC fintech charter is overdue. Second half: fintech and refugees.

Chatter about bank-nonbank combinations pops up frequently, as it did in a low-profile way this week, but there are reasons you should be skeptical even in these anything-could-happen times.

Instead of sitting around waiting for the next cyberattack, banks are trying to get a little ahead — without breaking the law.

JPMorgan Chase has partnered with the fintech firm Roostify to build a digital self-service mortgage platform.

Marketplace lenders have set themselves apart from banks by moving faster, but lending fraud might force them to revamp their authentication processes.

OpenFin, a devotee of open source software, has raised $15 million in Series B funding to fuel staff expansion, business development and new products.

Marketplace lenders have set themselves apart from banks by moving faster, but lending fraud might force them to revamp their authentication processes.

The bank and cloud accounting platform will offer services to mutual customers via API.

More and more banks are using advanced geographic information systems to help make decisions around branch consolidation, lending in low-income communities, monitoring fraud and even deploying talent.

The credit score has evolved from one number to an array of scores, informed by analytics and increasingly enhanced with artificial intelligence.