Provident Bancorp, one of the nation's oldest active banks, is setting the stage to become a fully stock-owned company.

The New Jersey bank is entering a business dominated by larger players. In doing so, it could create a blueprint for other small banks.

Northpointe Bancshares sold stock to an affiliate of Castle Creek Capital.

The bill will require the agency to codify the use of desktop appraisals.

Though housing is experiencing severe rate-related stress, mortgage banking remains central to the Denver-based bank's business model. The Texas market has held up better than much of the rest of the country, company executives say.

In a sprawling consent order, the Consumer Financial Protection Bureau order cited mismanagement that extended from auto loans to mortgages and deposit accounts. Wells Fargo CEO Charlie Scharf called the agreement a critical milestone to "put these issues behind us."

The National Credit Union Administration lacks the authority to regulate third-party vendors that supply vital services to the industry. This creates a major risk to credit union customers and the broader U.S. economy.

Natural disasters are becoming more frequent and more severe, and victims will always require support from their banks. A plan for delivering that support needs to be in place before disaster strikes.

A punitive tax on payments sent overseas to the families of immigrants would have a cascading set of consequences — all of them bad.