American Banker readers share their views on the most pressing banking topics of the week. Comments are excerpted from reader response sections of AmericanBanker.com articles and our social media platforms.

The San Carlos, Calif., firm is following a similar blueprint as other online lenders — launching with a particular loan product, refining its algorithms, and then seeking to expand into other corners of consumer finance.

Problems with Amazon's cloud computing services caused major disruption across the Web on Tuesday, but Capital One says it cloud strategy kept things smooth there.

A joint venture the California company operates in China opened its first branch in Shanghai in 2012.

Critics of Dodd-Frank argue that post-crisis regulations put a damper on lending. But loan growth at regional and community banks has "actually been very strong," says Joo-Yung Lee, head of North American financial institutions at Fitch Ratings.

While much of artificial intelligence technology is about automating tasks, it also holds the possibility of enhancing bankers' ability to serve customers.

Banks have maintained consumers' trust but must do better explaining to them what they signed up for, according to a J.D. Power survey.

Scheduling time for senior executives to visit branches and work alongside staff is a productive and motivating step for all parties involved.

The embattled bank said that the decision to withhold 2016 bonuses for CEO Tim Sloan and seven other executives was not based on any findings of improper behavior.

Regulators ought to make it easier for smaller institutions to merge, the CEO of the country's largest said Tuesday.

Technology company says CU SoCal will have a unified platform for online and mobile banking.

It is a fallacy that customers respond only to monetary rewards. Banks should use psychological rewards to drive digital product sales just as popular mobile apps do.

Prosper Marketplace will receive as much as $5 billion in loan funding under a deal that will provide investors an equity stake in the San Francisco company

Lost in the battle between banks and retailers — which is being fought with renewed vigor in the early days of the Trump administration — is any consideration of how caps on interchange fees have affected consumer spending patterns.

Capital One co-founder Nigel Morris discusses how his venture capital firm, QED Investors, helps banks and fintechs better understand each other.

Year to date through Dec. 31, 2016. Dollars in thousands

Year to date through Dec. 31, 2016. Dollars in thousands

Melanie Dressel was one of the most highly respected bank CEOs in the business. She was also an all-around exceptional person.

Credit unions large and small (and all sizes in between) are giving back in a big way.

Back-office and member-facing technology can provide valuable data to help shape the member’s experience, keeping it long on service but short on time spent waiting.