APIs

Users want more control over their data and more seamless integration with their financial tools. Banks and credit unions cannot wait for a regulation like PSD2 to move forward.

Diebold Nixdorf, on a mission to expand its omnichannel banking and retail offerings, has formed a strategic partnership with Kony Inc., a maker of white-label mobile applications.

Several firms are betting they will be able to help banks create platforms that allow customers to design their banking services.

Google reportedly will provide a payment request application programming interface (API) on its Chrome browser to allow users to more easily make payments on mobile devices through third-party apps.

The bank is pitching digital identity products to businesses as a way to improve user experience and guard against fraud.

Readers sound off on the use of AI in underwriting, the reasons for the failure of a Milwaukee bank, U.S. banks’ progress in adopting APIs, and more.

Through the bank’s new API, small-business customers can feed their bank data into Xero’s cloud accounting technology.

American banks’ slow adoption of application programming interfaces is one reason the world’s largest economy has stumbled in advancing digital banking.

Frank Sanchez, a former FIS executive, is launching a new cloud-based core banking system aimed at large community banks looking to ditch mainframes.

Sweeping new data-sharing rules require a substantial IT revamp at large financial institutions.

Europe's Payment Services Directive, or PSD2, has almost everything a technology vendor would want. It affects an entire continent, and it involves both sweeping new data requirements and a substantial IT revamp for large financial institutions.

The funding comes as the financial services industry continues to search for safer ways for customers to share their account data with third-party apps.

Allen, Texas-based Giact Systems is combining its identity and payment verification tools into a single platform called Epic.

The battle over screen scraping seems to be subsiding into a series of agreements between banks and fintechs using open APIs.

The JPMorgan CEO detailed the bank's $9.5 billion technology budget, forthcoming upgrades and more.

Despite massive technological changes over the last two decades, Pam Brodsack of TMG says credit unions still face the dual challenge of not just catching up but getting ahead of the curve.

Bankers spoke candidly about the ups and downs that partnering with a young tech firm entails at American Banker’s Retail Banking 2017 conference in Miami last week.

A faster network is letting the regional bank bring new technology into its branches and share data with fintech partners via APIs.

Within the payments industry, Braintree was a well-known technology provider even before it became a unit of PayPal in 2013. But as the company expands, it finds that its reach has its limits.

The tech giant said it is enabling third-party developers to create financial services apps in the cloud.