Banking

Declines in deposit-service charges and in gains on the sale of auto loans drove down 4Q earnings.

The company said it could use proceeds for repaying debt and acquisitions, among other things.

American Banker readers share their views on the most pressing banking topics of the week. Comments are excerpted from reader response sections of AmericanBanker.com articles and our social media platforms.

Welcome to the new PaymentsSource Morning Briefing, delivered daily. The information you need to start your day, including top headlines from PaymentsSource and around the Web. Today: Competitive headwinds for PayPal; U.K. tries to retain tech status; Amazon takes to the seas; XBox's transactions soar; Link ATM dispute in the U.K.

Chinese's largest online payments company to get a footprint in the U.S.; Believers in blockchain bemoan the lack of global cooperation.

Whether donating to the local YMCA, food pantries or cancer research, credit unions are giving back in a big way.

Facebook now lets users log in using a physical token. If banks gave consumers this option, it would strengthen the security of online accounts — or at least bolster their image.

The merger will create a bank with more than $4 billion in assets.

Independent members of HopFed Bancorp's board sent a letter to Joseph Stilwell complaining that their largest investor had rebuffed several efforts by CEO John Peck to schedule a meeting.

The New York company may struggle with profitability as it decides whether to find a new buyer.

TD Bank's consumer chief Michael Rhodes explains what service means in the digital age, why stress-testing is a good thing and why the bank is in no rush to make another acquisition.

Banks want and need to rival tech giants in their use of customer analytics. Some think artificial intelligence is the key to making it happen.

With Republicans in control of Congress and the White House, smaller banks see a window of opportunity.

Wall Street women on what the Women's March meant to them; UBS implementing a more female-friendly approach to wealth management; Beth Mooney outlines post-merger ambitions; and more.

Since the dawn of online bill payment, billers and banks have been waging war to handle the payments on their own sites. At last, a victor may be emerging.

James Helt had previously served as the president of ACNB’s bank.

Income from derivative fees climbs 47%.

Having a bank loan officer authorized to also cross-sell securities is like holding a burning candle at both ends. Sooner or later the bank will get burned.

Welcome to the new PaymentsSource Morning Briefing, delivered daily. The information you need to start your day, including top headlines from PaymentsSource and around the Web. Today: Digital currency advances in China; Australia embraces blockchain for bonds; Germany pushes stable fintech regs; Scotiabank invests in AI.

JPM snatches $1 trillion custodian business from long-time holder State Street; Harvard will lay off half of the employees managing its $35.7 billion endowment.