Author Rachel Schneider on income volatility problems; Travis Dulaney talks instant payments; American Banker's Mary Wisniewski discusses the OCC's fintech charter, data aggregation battles, and alternative data.

Ann Marie Mehlum, who has joined a lending platform called SmartBiz Loans after stints as a community banker and an SBA official, says the combination of fintech and old-fashioned banking could bring back small-business loans under $100,000.

A faster network is letting the regional bank bring new technology into its branches and share data with fintech partners via APIs.

None of the initial steps banks can take to modernize business lending are cutting-edge innovation ideas, but they can still improve the borrowing experience, giving businesses fewer reasons to look elsewhere.

The Justice Department believes that Pyongyang was behind last year's New York Fed heist; Marcus Schenck, DB's CFO and deputy CEO, may be next in line to head the big German bank.

Instead of waiting to be disrupted by fintech startups, a pair of credit unions are rethinking what they are, who they serve and how they do it — and it's paying off by bringing younger members into the fold.

The German bank said the new space will help its 7,000 bankers in New York connect with startups.

Experian and Finicity have released a product that aims to speed up decisions on mortgage applications, using financial data aggregation technology.

The tech giant said it is enabling third-party developers to create financial services apps in the cloud.

In a Q&A, CommonBond CEO David Klein discusses how an OCC charter might benefit customers by lowering the cost to run a student loan refinancing business.

It is easy for banks to get caught up in what appears innovative but ends up being for show.

Companies that fail to understand blockchain and distributed ledger technologies risk making expensive missteps.

With a hand from Geezeo, Jack Henry is rolling out a product that will guide consumers in managing their finances and is said to give banks better insights.

Several startups have announced new funding rounds in the last month. They plan to use the cash to improve their products and ramp up sales.

The private-equity firm Vista Equity Partners will acquire D+H in a deal valued at $3.57 billion.

The fintech firm will use the $5.5 million in funding to expand its operations and improve its products.

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The cross-border payments startup will use proceeds from its Series D round to fuel growth.

Qapital's funding round comes as banks are increasingly adding money management tools to their mobile apps.

ID.me raised $19 million in a Series B round that was led by FTV Capital and included USAA.