Surveys

Should regulators extend the ban on commercial ownership of banks, set to expire in July?

Yes – Banking should be left to the pros

46%

No – The pros have proven themselves in need of fresh competition and ideas

30%

Depends – It's a good idea, as long as we don't create new too-big-to-fail banks

24%

Week Ending: 05/26/13

Posted from: 05/19/13 through 05/26/13

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Should JPMorgan Chase shareholders vote to strip Jamie Dimon of his chairmanship?

Yes — Letting the chief executive also serve as chairman is bad governance

45%

No — Dimon is delivering record profits. What's not to like?

26%

It depends — If the board makes a convincing case for a joint chairman/CEO, shareholders should go along

17%

It doesn't matter — JPMorgan Chase is too big to manage by any board

13%

Week Ending: 05/19/13

Posted from: 05/13/13 through 05/19/13

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Should Penny Pritzker's ties to the failed Superior Bank disqualify her for Commerce Secretary?

Yes - Her role in Superior's collapse raises questions about her judgment

75%

No - That bank failure happened for a lot of reasons, and wasn't her fault

15%

Unfair question! Let he who hasn't failed a bank cast the first stone

11%

Week Ending: 05/12/13

Posted from: 05/06/13 through 05/12/13

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Is the Brown-Vitter bill helpful in resolving the "too big to fail" problem?

Yes — Dodd-Frank has failed and it's time for a new approach

46%

No — Dodd-Frank and Basel III deserve a chance to be implemented

23%

Too early to say — The bill could add impetus to a sensible solution whether it's ever implemented or not

31%

Week Ending: 05/05/13

Posted from: 04/29/13 through 05/05/13

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Will reports that regional banks are distancing themselves from the giants help or hurt the industry in promoting its interests?

Help — The less attention paid to the giants' problems, the better

29%

Hurt — A divided voice will weaken the industry

13%

Depends — The industry will be fine as long as it unites for common causes, like limiting Basel III and mortgage rules

32%

Doesn't matter — Events, not industry pressure, will shape banking's future

26%

Week Ending: 04/28/13

Posted from: 04/22/13 through 04/28/13

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Can Bitcoin, the digital currency and payment system, revolutionize banking and payments?

No way — The bubble has already burst

26%

Possibly — It does a lot of the things banks do, without the friction or costs

59%

Wait, what's a Bitcoin?

15%

Week Ending: 04/21/13

Posted from: 04/12/13 through 04/21/13

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Should regulators publicly release all consumer complaints about financial institutions, including for small banks?

Yes — The public should be able to see which institutions are best at handling consumer issues

49%

No — Small banks are getting slammed enough; they don't need this too

25%

Maybe — Regulators should disclose complaints only if they reach a certain threshold

25%

Week Ending: 04/14/13

Posted from: 04/08/13 through 04/14/13

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Should banks be held liable if loans they make indirectly via auto dealers are discriminatory?

Yes – Banks fund and profit from the loans, so they should shoulder responsibility for them

22%

No – Banks lack access to dealers' customer data, so it's misguided to hold them liable

30%

It depends – If banks are proven to have encouraged wrongful practices, they should be held accountable

48%

Week Ending: 04/07/13

Posted from: 03/28/13 through 04/07/13

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Do cyberattacks pose a grave threat to banks?

Yes – The bad guys could cause the financial system to seize up

49%

No – The threat is overblown and more a costly nuisance than a serious danger

11%

It depends – Those banks that make serious commitments can protect themselves

40%

Week Ending: 03/31/13

Posted from: 03/25/13 through 03/31/13

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Should big banks seriously fear the "break 'em up" crowd?

Yes – Between the new JPMorgan revelations and bipartisan support for break-ups, megabanks are newly vulnerable

44%

No – Money, lobbyists and friendly regulators ensure big banks are here to stay

37%

The question is moot – Big banks should break themselves up, for shareholders' sake

19%

Week Ending: 03/24/13

Posted from: 03/16/13 through 03/24/13

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Is the attorney general's admission that some banks are "too big to jail" a reasonable position?

Yes – Our government should not destroy vital institutions to punish a few bad actors

No – A government that fails to provide deterrence is aiding and abetting bad behavior

40%

Wrong target – The best way for the feds to provide deterrence is to prosecute individuals at big banks when it’s merited

55%

Week Ending: 03/17/13

Posted from: 03/11/13 through 03/17/13

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Can lenders safely make home loans outside "qualified mortgage" guidelines?

Yes — Small lenders have exemptions; others have said they'll charge for the risk

35%

No — The risk of a borrower suing or blocking foreclosure is too great

45%

They'd better — Or else they'll be hit with fair-lending claims

20%

Week Ending: 03/10/13

Posted from: 03/04/13 through 03/10/13

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Should banks partner with startups trying to reinvent the payday loan?

Yes — Big Data can help lenders more accurately gauge default risk and cut the price

22%

No — Though lower than 429%, the rates and fees on new products are still egregious

31%

Question is moot — No innovation can remove the regulatory and reputational risk

47%

Week Ending: 03/03/13

Posted from: 02/25/13 through 03/03/13

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Should banks be required to disclose more about who's paid what?

Yes – Shareholders have a right to know what they're paying employees

39%

No – Bankers' pay is their own business

15%

Yes, within reason – Generalities are fine to disclose. Individuals' incomes aren't

45%

Week Ending: 02/24/13

Posted from: 02/18/13 through 02/24/13

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Should the FDIC's deposit insurance limit be rolled back to $100,000?

Yes — The $250,000 ceiling was supposed to be temporary

31%

No — It would inconvenience customers

57%

Kill It Entirely — Deposit insurance is the root of the government meddling all those free-market bankers say they loathe

12%

Week Ending: 02/17/13

Posted from: 02/11/13 through 02/17/13

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Surveys

Should regulators extend the ban on commercial ownership of banks, set to expire in July?

Should JPMorgan Chase shareholders vote to strip Jamie Dimon of his chairmanship?

Should Penny Pritzker's ties to the failed Superior Bank disqualify her for Commerce Secretary?

Is the Brown-Vitter bill helpful in resolving the "too big to fail" problem?

Will reports that regional banks are distancing themselves from the giants help or hurt the industry in promoting its interests?

Can Bitcoin, the digital currency and payment system, revolutionize banking and payments?

Should regulators publicly release all consumer complaints about financial institutions, including for small banks?

Should banks be held liable if loans they make indirectly via auto dealers are discriminatory?

Do cyberattacks pose a grave threat to banks?

Should big banks seriously fear the "break 'em up" crowd?

Is the attorney general's admission that some banks are "too big to jail" a reasonable position?

Can lenders safely make home loans outside "qualified mortgage" guidelines?

Should banks partner with startups trying to reinvent the payday loan?

Should banks be required to disclose more about who's paid what?

Should the FDIC's deposit insurance limit be rolled back to $100,000?

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