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NEXT ACT? Austin Capital CEO Erik Beguin, on marketplace lending: "Given the right opportunity and partner, [we] would give serious consideration to entering that business."
by Marissa Fajt
A small Austin, Texas, bank, formerly called Libertad, had to abandon its initial plan to target unbanked Hispanics. But it has made the most of its second chance by finding a niche in lending to real estate investors. Now it's looking to diversify.

Top Stories

The banking giant hopes that convenience — and less paperwork — will help it do more business with existing small business customers.  more »
How has your role evolved? How big a priority is marketing at your bank? What are the biggest challenges you face? Take our C-Suite survey for a chance to win a Samsung Galaxy.  more »
Namu is trying to solve a problem facing all banks that vie for millennials' attention: how to make the mobile banking experience more appealing. Its app refreshes users' memories of transactions with images illustrating what they bought.  read more »
The American Bankers Association announced that Rob Nichols, head of the Financial Services Forum and a former top Treasury Department official, would be its next CEO. The move appears designed to boost the ABA's profile inside the beltway.  read more »
FinTech Forward
Investor communications company Broadridge Financial Solutions has entered into an agreement with Thomson Reuters Lipper to acquire its Fiduciary Services and Competitive Intelligence unit.  read more »
The Sunshine State is once again outgrowing the rest of the country and some of its community banks are eager to become the state’s next flagship. Florida has changed a lot since the old Barnett Bank held that title, and so has banking. But now its thriving homegrown contenders aim to reshape the fragmented banking landscape, which is dominated by out-of-state rivals.  read more »
At a time when regulators, prosecutors and the media have stepped up their scrutiny of subprime auto lending, some in the industry have changed their definitions of key terms in ways that downplay the risks involved.  read more »
Several big banks have hired environmental professionals from far outside the world of banking to make sure banks' clients aren't doing things to threaten water quality, public health or worker safety. The executives' job is to protect their banks' credit books — and reputations.  read more »
More banks are steadily raising and reinstating cash dividends. Bankers say the increases reflect improving confidence with the economy, though some investors contend that higher payouts signal challenges deploying capital.  read more »
The Sunshine State is once again outgrowing the rest of the country and some of its thriving community banks are eager to become the state's next flagship. But Florida has changed a lot since the days of the old Barnett Bank, and so has banking.  read more »
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