Sen. Richard Shelby (Bloomberg News)
"The focus starts with oversight — it will be oversight of the agencies and implementation of Dodd-Frank all the time," said one analyst, speaking of Sen. Richard Shelby's focus if he again chairs the Senate Banking Committee.
Sen. Richard Shelby isn't new to Banking Committee leadership, but he would face a crucial ticking clock if he returns as chairman of the panel next year.

Top Stories

A year ago, bank executives were taking a hard look at credit cards — if they didn't offer one, they were seriously considering it; and if they already offered a card, they wanted to boost its profile. The moves have paid off with huge growth rates.  more »
Many banks are aggressively closing branches to cut costs. Those banks must be mindful about branches in moderate- and low-income neighborhoods or risk downgrades after their next Community Reinvestment Act examination.  more »
BBVA Compass will likely face restrictions on M&A and branching after issues turned up in its recent CRA exam. Though a CRA rating downgrade is bad, some believe the foreign-owned bank is better off than banks that have had compliance issues arise after submitting a merger application.  read more »
Disruptors
Square Overhauls Its P2P App
Square Cash, a person-to-person payment service Square launched in October 2013, has been redesigned to become more useful as an app-based product.  read more »
Partner Insights
An improved economy, hint of potentially higher interest rates and changing demographics are all aiding a lending rebound in the southern and western parts of the United States.  read more »
Australian bank Westpac added location-targeting technology in the latest upgrade to its mobile app to smooth customers' banking experience on overseas trips. Banks face the daunting challenge of balancing security and convenience when customers go abroad.  read more »
A case filed by subprime card issuer First Premier Bank raises questions about how much influence card companies have over the websites that consumers use to price-shop.  read more »
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