GLAD YOU ARE CLEAR: "I can't share all of it with you at this point but know that we are a lot more certain around that issue today," First Niagara CEO Gary Crosby said about a mystery issue concerning customer deposit accounts.
First Niagara reported a fourth-quarter profit, but the more interesting question was why the Buffalo, N.Y., bank won't fully explain the customer problem that has forced it to set aside more than $20 million.

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